Spend BTC, LTC, ETH and ZPAY in real life
with just one card

Stable token = always 1USD

Z Token

NFC contactless payment app

NFC contactless payment app

Multiwallet integrated
with debit card
(centralized system)

Multiwallet integrated with debit card

Decentralized multiwallet app

Decentralized multiwallet app

ZPAY is tradable at

Exchange Domain Pair Price (USD)
hotbit www.hotbit.io ZPAY/ETH 0,015 5199728342

ZPAY - The Most
Valuable Coin

  • New mainstream currency
  • BTC, ETH, LTC free conversion to ZPAY
  • Can be used to cover service fees in ZANTEPAY ecosystem
  • 50% discount on all services in ZANTEPAY ecosystem when using ZPAY
  • ERC 20 token

ecosystem projects

ZPAY ecosystem projects
  • Debit Card
  • Decentralized App


Roadmap update coming soon

More than 1 million people to use ZANTEPAY debit card by 2020

Rocket Image

Beginning of the ZPAY pre-sale March 15th

Token distribution Debit Card pre-ordering start.


Pre-ICO - ICO III Part March 15th - July 15th


Launch of ZANTEPAY wallet 2018 Q3

Debit card launch. Bitcoin, Litecoin, Ethereum and ZPAY integration with Debit card and Wallet.


Debit card launch 2018 Q4

Debit card launch. Bitcoin, Litecoin, Ethereum and ZPAY integration with Debit card and Wallet.

Rocket Image

Biggest cryptocurrency wallet worldwide! 2019

Become the biggest cryptocurrency wallet worldwide! Join today!

Expert reviews


Providing a virtual currency wallet service.
Operating license FRK000189

Check license

What is ZANTEPAY wallet

  • The ZANTEPAY wallet application will let you purchase, sell, send, receive and exchange your ZPAYs in the simplest and safest way possible.
  • Its beauty and its ease of use.
  • Your latest ZANTEPAY card transactions or your exchange history.
  • You will also have the option to manage Bitcoin, Litecoin, Ethereum and ZPAY directly from your ZANTEPAY wallet and assign your wallets to your ZANTEPAY card according to the selected preferences.
  • Buy BTC and altcoins with SEPA payment or with debit/credit card.
Zantpay Debit Card

ZANTEPAY debit card

  • Allows making purchases with Bitcoin, Litecoin, Ethereum or ZPAY everywhere in the world.
  • Connected directly to your ZANTEPAY wallet.
  • Provides automatic highest trading price from partner exchanges. 1%exchange fee. No hidden charges.

ZANTEPAY payment architecture

ZANTEPAY payments architecture
  1. Bob swipes the card in the shop.
  2. Card provider sends request to Zantepay backend;
  3. Zantepay backend is connected with exchange through API to determine BTC market price;
  4. Zantepay backend takes information from Bob ‘s wallet on his BTC balance and calculates how much Bob can spend with debit card;
  5. Zantepay backend sends information to Card provider;
  6. Card provider confirms transaction (in accordance with transaction limits);
  7. Card provider confirms transaction;
  8. Amount of BTC from Bob ‘s wallet will be deducted;
Traffic is THE KING

Our goal is to become the biggest cryptocurrency wallet worldwide by the end of 2019

Meet ZANTEPAY team

Mardo Soo

Mardo Soo Founder

Mardo is a visionary, investor and entrepreneur, his expertise in sales and marketing is more than 10 years. He ran couple of successful web projects in Estonia. His latest passion is blockchain and cryptocurrency. Mardo`s talent is to find and recognize the best people for the job to make something great. He believes cryptocurrency and AI is the next big thing.

Lena Elvbakken

Lena Elvbakken Co-Founder unimpressionable

Lena, BAA, has an impressive global product marketing and sales background. Previously worked in media, technology and telecom branch for the brands like HP and Nokia. Then she moved on to online-based consulting business and recently into the fin tech branch. Lena believes that her corporate experience, leadership and passion for the technology make her a valuable asset for the team.

Daniel Raissar

Daniel Raissar CTO 704-880-3857

Daniel is an early adaptor of cryptocurrencies. BScIT from IT College. One of the founding members of Estonian Cryptocurrency Association. Has the experience of trading cryptocurrencies successfully for over 5 years.

Ron Luvistsuk

Ron Luvistsuk CFO

Ron is bringing his experience from SEB Corporate banking. He has more than 20 years of experience in finance, deep understanding of risk, compliance and payment architecture in the EU. Ex CFO at Lukoil Baltic. As an independent financial advisor Ron has led over 600 projects, totaling in over $60m.

Kristi Sild

Kristi Sild Legal
Attorney at Law/ Partner, LEXTAL

Kristi is an experienced attorney and leads the legal team of Zantepay project. Kristi is a partner in Lawfirm LEXTAL, one of the biggest lawfirms in Estonia, having also offices in Latvia and Lithuania. Kristi has wide legal experience in fintech field, including regulatory matters and other legal questions related to innovative financing and financial services. Her expertise also covers services related to crypto currencies and ICOs.

ZANTEPAY Development Team

 Development team

To build the world´s biggest cryptocurrency project you need a world-class team, which is why ZANTEPAY combines only the best in its field: front-end, backend, smart contract developers, designers, security specialists, bug fixers and white hackers.


Anders Larsson

Anders Larsson Crypto Investor | Top-10 Blockchain Advisor | Founder allcoinWiki | CTO

Ex Ericsson, now investor and advisor for several blockchain projects. Founder of allcoinWiki, the biggest coin database in crypto space.

Joakim Holmer

Joakim Holmer Crypto Investor | Trusted Advisor ICO Generation 2.0 | Founder allcoinWiki 581-363-5472

Founder of allcoinWiki, ICO Trusted Advisor. Joakim worked for Ericsson for 20 years, where he held various technical leadership positions around the world.

Dmitri Laush

Dmitri Laush Co-founder of Admiral markets, advisor and investor

Co-founder of Admiral Markets investment firms operating under the Admiral Markets trademark. Dmitri is an advisor and investor in various blockchain projects and startups. Founder of own crypto fund and a few blockchain projects.

Cristobal Alonso

Cristobal Alonso Founder/ Global CEO @ SWG

Cristobal is the Global Capo of Startup Wise Guys – Europe’s leading B2B accelerator and the leading acceleration platform for global founders and preferred deal flow partner for VC funds in Northern Europe and the CEE. Cristobal’s unique background combines extensive CxO experience in different mobile operators in Europe, leading several transformations and turnarounds, together with CEO startup experience both in B2B and B2C environments. Cristobal has been involved in more than 15 startups in 20 different countries as a founder, early CEO, investor, and lately as an advisor.

Oscar Sanjuán Martínez

Oscar Sanjuán Martínez Cloud Computing Expert, Master in Web Engineering and Ph.D. in Artificial Intelligence

With 20 years of experience in Computer Science and Information Technologies, He has published over 160 articles in journals and conferences. He has taught more than 60 seminars and conferences in Europe and Latin America on Software Engineering. Oscar spends his time building successful Engineering Teams and supporting organizations on their travel to the Cloud in both Private and Public Sectors.

Juan Alonso-Villalobos

Juan Alonso-Villalobos Fintech Programs Managing Director @ SWG (253) 220-5169

Spanish serial entrepreneur. More than 20 years in retail banking and payments interationally. Senior Advisor to several PE and VC funds. StartupWiseGuys Fintech programs Managing director.

Farid Singh

Farid Singh Innovation Consultant, User centric Product Manager, Blue Ocean Strategist & Tech Expert 8648490991

With over 10 years of experience in TMT and deep tech, Farid focuses on getting new tech to people. He helps move new technology to a mainstream product and leverages the benefits of new technology to drive adoption.

Rauno Klettenberg

Rauno Klettenberg Board Member at FinanceEstonia 4439889749

Ex Chairman of the Board at Nasdaq Tallinn. Ex General Manager of Handelsbanken. Member of the Board at Finance Estonia. Rauno is an experienced Board Member with a demonstrated history of working in the financial services industry. Expert in Asset Management, Management, Mergers & Acquisitions, and Financial Risk. He is a strong business development professional with a Master's Degree focused in Accounting and Finance from Estonian Business School.

Duyen Tran

Duyen Tran CEO of Extradecoin.com
Founder of Tokenstart.io

Investor and Expert with more than 10 years in Financial Industry. Expert of Stock Market and Blockchain Technology. Duyen is an advisor and investor in various blockchain projects and startups. Founder of Tokenstart.io - a blockchain company. Own crypto fund and a few blockchain projects.


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ZPAY’s Token Pre-ICO is created for investors with prior cryptocurrency experience. Please pay attention that the minimum transaction amount is 0.1 ETH. For investors from the US the min investment amount is 10 ETH. To apply, please contact (417) 302-0911.

The actual opening date for the ZPAY’s public Token Sale is on March 15th, 2018. To participate in ZPAY’s Token Pre-ICO, please enter you email below. You will be notified, once Pre-ICO starts.

The payment will be made in ETH


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We are starting with ZANTEPAY ICO on 15th of March. At the moment we are looking for seed investors, offering ZPAY tokens at the discounted price. If you are interested to become a seed investor, please fill out the contact form and we will get back to you.


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